PAYDOSSIER_

THE STANDARDIZED TRADER RATING

Every trade counts.
One number knows.

Connect your brokerage read-only — free — and PAYDOSSIER_ rates your full trading record against the market: risk-adjusted, recomputed weekly, one number any trader can be compared on. The dossier arrives sealed. The season pass opens it. Your skill, not your P&L.

+0.0EDGE

TIER OPERATOR · WEEK 32 · ENGINE v1.1.0
66TH PERCENTILE vs PUBLISHED RESEARCH¹
RATED 3 SEASONS · DOLLAR AMOUNTS NEVER SHOWN

SELECTION
71
TIMING
48
SIZING
64
DISCIPLINE
57

SAMPLE DATA — A FICTIONAL TRADER. YOUR NUMBER COMES FROM YOUR BROKER'S RECORDS.

HOW THE NUMBER IS MADE

Do you actually have edge?

Your account's time-weighted return goes head-to-head with a blind S&P 500 counterfactual — same money, same dates, zero decisions — then gets adjusted for the risk you took to get it: downside deviation, drawdown, concentration, leverage. Zero is the market. The number moves weekly, because open positions keep testifying whether you trade or not.

YOU
BLIND SPY
+15.7%
RAW RETURN, 365D
+11.1%
13.9
DOWNSIDE RISK
12.6
−12%
MAX DRAWDOWN
−9%
+3.1
EDGE, RISK-ADJUSTED
0.0

SAMPLE DATA · RAW EDGE +4.6 → RISK PENALTY −1.5 → DECISION: YOU — BY 3.1 POINTS · TIER: OPERATOR

READ THE FULL METHODOLOGY — EVERY FORMULA, EVERY WEAKNESS →

THE LADDER

Six tiers. Fixed bands.

A tier means the same thing at ten rated traders or ten thousand — bands are fixed to the number, never to a quota.

EDGE RATING+3.1
SAMPLE

OPERATOR · IV · Q3 SEASON

PAYDOSSIER_

SELECTION71
EXIT TIMING48
SIZING64
DISCIPLINE57
RATED 3 SEASONSWEEK 32

THE CARD

Earn your card.

Every rated trader gets one — tier, rating, and category scores, computed from the broker record and re-issued weekly. Never a dollar figure on it: the card is built to be posted, the numbers stay yours. Tier is the frame — climb the ladder, the card changes with you.

FREE, BEFORE YOU PAY ANYTHING

The unverified estimate.

Six questions, no email, nothing stored. It ends in an estimate — stamped unverified, because self-report is worth exactly what it costs.

INTAKE — SELF-REPORTEDNOT STORED

WHY A RATING EXISTS

The published record.

−1.7 pp/yr
median US discount-brokerage household vs the market, net of costs1
43.4%
share of households that beat the market after costs1
97%
of persistent Brazilian day traders lost money over 300+ sessions2
<1%
of day traders predictably profitable net of fees, fifteen years of Taiwan records3

1. Barber & Odean, "Trading Is Hazardous to Your Wealth," The Journal of Finance 55(2), 2000 — Table IV.  2. Chague, De-Losso & Giovannetti, "Day Trading for a Living?", SSRN 3423101, 2020.  3. Barber, Lee, Liu & Odean, "The cross-section of speculator skill," Journal of Financial Markets 18, 2014.
Your day-one percentile is placed against this published research, labeled as exactly that, until enough verified ratings exist to rank the living.

FREE UNTIL THE VERDICT

See it before you buy it.

Nothing is charged to get rated. The engine runs on your real record the day you connect — you pay only to break the seal.

01
RUN THE ESTIMATE
Six questions, self-reported, stamped unverified. Nothing stored.
FREE
02
CONNECT READ-ONLY
Through SnapTrade's portal. Seven-day preview starts; the engine rates your actual record.
FREE
03
THE DOSSIER, SEALED
The evidence shows — trades analyzed, window, benchmark. The verdict stays behind the bars.
FREE · 7 DAYS
04
DECLASSIFY
The founding season lifts every bar at once — rating, tier, category scores, re-rated weekly.
$19 · ONE SEASON
YOUR PREVIEW
SEALED
+11.1%
SPY, YOUR WINDOW
VISIBLE
YOUR RETURN
SEALED
EDGE · TIER
SEALED
TRADES ANALYZED 214 · WINDOW OBSERVED 365DTHIS DOSSIER IS SEALED IN 7 DAYS

SAMPLE — WHAT A PREVIEW LOOKS LIKE · DON'T BUY, AND EVERYTHING SYNCED IS DELETED AT EXPIRY

HOW THE CONNECTION WORKS

Read-only, and it stays that way.

  • You never log in on our site.The connection happens in SnapTrade's portal — for OAuth brokers, on your broker's own login page.
  • We never see or store your credentials.We receive only an encrypted, read-only token.
  • Read-only means read-only.We cannot place trades or move money.
  • Disconnect anytime.Hard delete on request. Non-buyers are auto-deleted at preview expiry.

BROKERAGE CONNECTIONS POWERED BY SNAPTRADE

THE SEASON

$19

FOUNDING SEASON · $29/QUARTER AFTER · RENEWS ONLY IF YOU CHOOSE

  • Verified rating, recomputed weekly, all season
  • Category scores — which measured habit cost the most points
  • The card — tier and rating, no dollars, built to be shown
  • Season-end sealed report: your quarter, scored and archived

Connect read-only, via SnapTrade, and your broker-sourced evidence — trade count, window, benchmark — is free to see. Payment declassifies the verdict: tier, decomposition, and percentile, all at once.

Get on the list.

The founding season opens when broker connections clear review. Founding price holds for the list.

Stored for one purpose: one email when the season opens. No list resale, no drip campaign. Delete on request — contact.

QUESTIONS ABOUT THE CONNECTION

Read this before you connect.

Do I ever type my broker password into this site?

No. Connecting hands off to SnapTrade's own portal, and for brokers that support it you finish on your broker's own login page. Your credentials never pass through paydossier.com.

What does PAYDOSSIER_ actually receive?

An encrypted, read-only token issued by SnapTrade after you authorize the connection. We never see or store your broker username, password, or multi-factor codes.

Can PAYDOSSIER_ place a trade or move money?

No. The connection scope is read-only — it permits reading holdings, balances, and transaction history. It does not permit placing, cancelling, or modifying an order, or moving cash or securities.

What happens if I connect and never buy a season?

Your evidence — trade count, window, benchmark — stays visible for the 7-day preview. If you don't purchase, your SnapTrade user and everything synced from it are deleted when the preview expires. A one-way suppression identifier is kept for 12 months only to prevent repeated free previews. You can also disconnect and ask for a hard delete at any time.

BROKERAGE CONNECTIONS POWERED BY SNAPTRADE

PAYDOSSIER_ is analytics about your past trading, not investment advice or a recommendation. Ratings describe history; they do not predict results. Read-only access only — nothing here can place a trade or move money.